considering purchasing a 2011 hybrid and want to save money on gas and insurance costs the Mazda Tribute 2WD SUV is the #1 least expensive hybrid to insure. This ranking is from Insure. Overall Cheap Authentic Jerseys , it costs more to insure a hybrid vehicle than its gas counterpart.


When 20 hybrid vehicles were ranked as the cheapest to insure only two of them cost less to insure than the gasoline model. Those two vehicles are the Toyota Sequoia and the GMC Sierra truck. The most expensive hybrid to insure over its gasoline model is the Toyota Highlander SUV AWD with an insurance cost of $348 more. Two other popular hybrid models coming in at second and third most expensive to insure are the Toyota Camry ($241) and the Ford Fusion ($239).


The differences in insurance prices are not significant and the gas-saving models can quickly make up for the difference in the insurance prices with the amount of gas saved.


The price of collision and comprehensive coverage depends on the car model and not whether it’s hybrid or gas. The price of insurance is based on repair costs and whether other owners of the same vehicle are submitting frequent and expensive claims.


This is exactly why hybrids cost more to insure.


The Insurance Institute for Highway Safety (IIHS) found that data collected from insurance claims indicate the hybrid version of most vehicles involved in a collision have higher insurance losses compared to the gas-only version of the same model.


Russ Rader, a spokesperson for the IIHS, explained further that most hybrid vehicles are purchased by people with long commutes so hybrids are driven more miles. This increases the time spent on the road which in turn increases the risk of a collision. Therefore, insurance losses are higher and push up the price of auto insurance.


The Mercedes SL65 AMG Roadster is the most expensive of the 2011 cars to insure. The average premium is $3 Cheap Jerseys From China ,543 which is nearly 3 times higher than the cost to insure the Mazda Tribute hybrid. The price tag on a SL65 is $198,750. The higher the price of the car the more expensive they are to repair. The more expensive the repairs the higher the insurance premium.


Quadrant Information Services was commissioned by Insure to conduct a study to determine the average cost of premiums between six large auto insurance companies (State Farm, Progressive, Allstate Cheap Jerseys China , Farmers, GEICO and Nationwide) for a male driver. These calculations were taken from 10 ZIP codes in each state.


Averages were based on a 40-year-old single male driver with a 12-mile commute to work and had policy limits of 10030050 (injury liability of $100,000 for one person, all injuries liability of $300 Cheap Jerseys ,000 and property damage of $50,000) with a $500 deductible on collision and comprehensive coverage.


The male driver in this study has an excellent driving record and a good credit rating. Uninsured motorist coverage is included. The rates for this driver are only a comparison. Each quoted rate depends on the individual circumstances.


It’s hard to find cheap insurance quotes without a lot of work. After a few years of safe driving, your insurance will decrease.

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